UK Wage Calculator 2026 — Hourly, Weekly & Monthly
Convert between any pay frequency and instantly see your estimated income tax, National Insurance, and take-home wage. Updated for the 2026–2027 tax year.
Income Details
Your Salary
Enter your income to get started
Your estimated take-home pay, tax, and NI will appear here instantly.
Example estimates · 2026–2027
Nurse, NHS Band 5
Gross £28,407
£23,973/yr
take-home
Software Engineer
Gross £55,000
£42,457/yr
take-home
Teacher (Main Scale)
Gross £31,650
£26,308/yr
take-home
How This Calculator Works
This wage calculator takes your gross income and converts it to a comparable annual figure using your hours per week and working weeks per year (52). It then applies the current HMRC income tax bands and National Insurance thresholds to produce an estimated take-home wage.
For hourly inputs, we calculate: hourly rate × hours per week × 52 weeks = annual gross. Monthly inputs are multiplied by 12. Weekly inputs by 52. All conversions use the same underlying tax logic to ensure consistency.
The calculator supports England, Wales, Northern Ireland, and Scotland. Scottish taxpayers pay different income tax rates set by the Scottish Parliament — select Scotland in the Region field to see the correct calculation.
Example Calculation
Example: Part-time worker, 25 hours/week at £14/hr · England · 2026–2027
Gross Yearly
£18,200
Income Tax
£1,126
NI
£445
Take-Home/mo
£1,386
Based on 25 hrs/week × 52 weeks = £18,200/yr. Standard tax code. No pension or student loan.
Frequently Asked Questions
What is a wage calculator?
A wage calculator converts your pay between different frequencies — hourly, daily, weekly, monthly, and yearly — and estimates your income tax and National Insurance deductions so you can see your take-home pay.
How do I calculate my hourly wage from my annual salary?
Divide your annual salary by the number of working weeks (52), then divide by your weekly hours. For example: £30,000 ÷ 52 ÷ 37.5 = £15.38 per hour gross.
What is the difference between gross and net wage?
Gross wage is your pay before any deductions. Net wage (take-home pay) is what reaches your bank account after income tax, National Insurance, pension contributions, and any student loan repayments have been removed.
Does overtime affect my tax rate?
Yes. Overtime is taxed at your marginal rate — the rate that applies to the top slice of your income. If overtime pushes your total income above £50,270, the additional earnings are taxed at 40% Higher Rate instead of 20% Basic Rate.
What is the National Living Wage in 2026?
The National Living Wage for workers aged 21 and over is £12.60 per hour from April 2026. At 37.5 hours per week, this equals approximately £24,570 per year gross, or around £21,234 per year take-home after tax and NI.
How many working weeks are in a UK tax year?
There are 52 weeks in a standard UK tax year (occasionally 53 weeks). Most payroll calculations use 52 weeks for annual-to-weekly conversions.